Mileage Tax Deduction Calculator
Turn business miles into a deduction at the 2026 IRS rates — 72.5¢ through June, 76¢ from July — and see whether the standard rate or actual expenses saves you more.
Includes miles between jobs and to pickups — not your home commute.
Other rate period at 72.5¢ per mile. Enter both periods for an annual comparison.
Gas, insurance, repairs, registration, depreciation or lease. Exclude parking and tolls.
These may be added under either vehicle method. Do not include commuting costs.
Business mileage rate history: 2022–2026
Business use only · dated rate table · Sources checked . Use the official sources for later changes.
The calculator and this table use the same dated rates. Choose the period of the trip, not the year you prepare the return. Future-year rates are not inferred from this table.
| Driving period | Cents per mile |
|---|---|
| 2026-07-01 to 2026-12-31 | 76.0¢ |
| 2026-01-01 to 2026-06-30 | 72.5¢ |
| 2025-01-01 to 2025-12-31 | 70.0¢ |
| 2024-01-01 to 2024-12-31 | 67.0¢ |
| 2023-01-01 to 2023-12-31 | 65.5¢ |
| 2022-07-01 to 2022-12-31 | 62.5¢ |
| 2022-01-01 to 2022-06-30 | 58.5¢ |
A split-year example
For 4,000 eligible business miles before July 1, 2026 and 6,000 afterward: 4,000 × $0.725 = $2,900; 6,000 × $0.76 = $4,560. The total mileage deduction is $7,460 before eligible parking and tolls. It reduces business profit; it is not a $7,460 tax credit. Enter both periods in the calculator to see the combined result.
Compare annual actual expenses with the combined annual mileage result, not with one half-year result. Count parking and tolls once. Method eligibility still matters even when one number is larger.
Records to keep with each trip
- Date, destination, business purpose, and business miles.
- Vehicle identification and beginning/end-of-year odometer readings to support total miles.
- Separate personal and commuting miles; retain parking and toll receipts.
- Vehicle purchase/lease records and the deduction method used in earlier years.
Sources checked October 15, 2026: IRS historical rates, 2026 midyear announcement, business vehicle methods, and Publication 463 recordkeeping guidance. The latest Publication 463 available at this check is the 2025 edition; the dated IRS announcements supply the 2026 rates. Recheck at a new rate announcement or tax-year rollover.
Calculate your business mileage tax deduction for 2026
This free mileage deduction calculator turns the business miles you drive into a tax write-off using the 2026 IRS standard mileage rates. 2026 is a split year: 72.5 cents per mile through June 30, then 76 cents from July 1 after a mid-year IRS revision. Pick the period you drove in and the tool shows your deduction instantly — plus an estimate of the tax it saves you. It's built for rideshare and delivery drivers, real estate agents, sales reps, contractors, and any freelancer who drives for work.
Car and truck expenses are one of the largest deductions on a freelancer's Schedule C, and there are two ways to claim them: the standard mileage rate or the actual-expense method. This calculator computes both, side by side, and tells you which one produces the bigger deduction — so you don't leave money on the table or pick the wrong method in year one.
The 2026 IRS standard mileage rate
For 2026 the IRS business standard mileage rate started at 72.5 cents per mile, up from 70 cents in 2025 — then rose again to 76 cents effective July 1, 2026. Multiply the miles you drove in each period by that period's rate and you have your deduction — no receipts for individual fill-ups required, just a reliable mileage log.
The calculator also stores every prior rate period (70¢ for 2025, 67¢ for 2024, 65.5¢ for 2023, and both halves of the split 2022 and 2026 years) so a trip logged late, or an amended return, is always valued at the rate that was actually in effect the day it was driven.
Standard mileage vs. actual expenses
The actual-expense method adds up everything the vehicle costs over the year — gas, insurance, repairs, registration, lease payments, and depreciation — and deducts the business-use percentage. It usually only beats the standard rate for expensive vehicles or unusually high running costs.
To preserve the option to use standard mileage in later years, you generally must choose the standard method in the vehicle's first business-use year. Later switches have depreciation adjustments and leased vehicles have additional consistency rules.
Which miles count as business miles
Deductible business miles include driving between job sites, to client meetings, to pick up supplies, and — for rideshare and delivery drivers — the miles spent driving to a pickup and between orders. Your normal commute from home to a regular workplace is personal and is not deductible. Whichever method you use, the IRS expects a contemporaneous log showing the date, mileage, and business purpose of each trip.
Frequently asked questions
What is the 2026 IRS mileage rate?+
Two rates. 72.5 cents per mile for business use from January 1 through June 30, then 76 cents from July 1 — the IRS revised the rate mid-year, which it last did in 2022. The January figure was itself up 2.5 cents from the 2025 rate of 70 cents.
How do I calculate my mileage deduction?+
Multiply the business miles you drove by the standard rate in effect on the day you drove them. For 2026 that means miles × $0.725 through June 30 and miles × $0.76 from July 1, added together. This calculator does it instantly and also estimates the tax you save.
Do I need receipts to claim the standard mileage rate?+
You don't need fuel receipts, but you do need a contemporaneous mileage log — the date, miles, and business purpose of each trip. The IRS can disallow undocumented mileage, so log trips as they happen.
Can I deduct my commute to work?+
No. Driving between your home and a regular place of work is a personal commute. Trips between job sites, to clients, or to pick up supplies are deductible business miles.
Stop running the numbers by hand.
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