TaxClover · Prepared 2026-10-29

W-2 and freelance income year-end review

Organize figures from your records and a prepared tax projection. This notes worksheet does not calculate tax or send payments.

Click each box to enter notes. Save an edited HTML copy to keep your entries, or print / save a PDF. This file does not transmit answers or store them automatically. Keep the blank master for reuse.

2026 federal planning guide for an individual with wages and a sole-proprietor side business. Figures are fictional assumptions, not a calculated tax return. State rules and special situations need separate review. TaxClover does not file taxes.

1. Review date, tax year, filing status, and projection source

2. Wage income and year-to-date federal income tax withholding

3. Remaining paychecks and expected withholding at current settings

4. Business receipts, expenses, profit, and unresolved reconciliation items

5. Projected full-year tax and assumptions

6. Applicable prior-year tax, AGI, 12-month eligibility, and selected target

7. Estimated payments already made: date, amount, agency, and tax year

8. Annual gap, payroll effective date, and planned additional payments

9. Projected filing balance and state obligations to review separately

10. Next review date, records to retain, and questions for a tax professional